Participating Insurance
| Covenant HealthCare Participating Insurance List | ||
| Insurance Plan | Covenant Medical Center (Hospital) | Covenant Medical Group Providers (CMG) |
| MEDICARE PLANS | ||
| Aetna Medicare | In Network | In Network |
| Ascension Medicare | Out of Network | Out of Network |
| Covenant Advantage (HMO-POS) *Carrier ceased operations effective 1/1/26 |
Out of Network | Out of Network |
| Covenant Advantage Plus (HMO-POS) *Carrier ceased operations effective 1/1/26 |
Out of Network | Out of Network |
| HAP Senior Plus Medicare | In Network | In Network |
| Humana Medicare PPO | In Network | In Network |
| Medicare Blue Care Network Advantage | In Network | In Network |
| McLaren Health Advantage | In Network | In Network |
| Medicare Plus Blue Advantage | In Network | In Network |
| Meridian Medicare* *Participation Expired 12/31/2023 |
Out of Network | Out of Network |
| Molina Medicare | In Network | In Network |
| PHP Advantage (HMO-POS) | In Network | In Network |
| Priority Advantage Plus (HMO-POS) | In Network | In Network |
| Priority Health Medicare | In Network | In Network |
| Railroad Medicare | In Network | In Network |
| United HealthCare Medicare | Out of Network | Out of Network |
| WellCare Medicare Advantage* *Participation Expired 12/31/2023 |
Out of Network | Out of Network |
| MEDICAID PLANS | ||
| Atena Medicaid | In Network | In Network |
| Blue Cross Complete Medicaid | Out of Network | Out of Network |
| Children's Special Health* If NPI is added | In Network | In Network |
| HAP Medicaid | Out of Network | Out of Network |
| Healthy MI Blue Cross Complete | Out of Network | Out of Network |
| Healthy MI ESO Medicaid | In Network *ECC only | Out of Network |
| Healthy MI Medicaid Mclaren | In Network | In Network |
| Healthy MI Medicaid Meridian | In Network | In Network |
| Healthy MI Medicaid Molina | In Network | In Network |
| Healthy MI Priority Health | In Network | In Network |
| Healthy MI United HealthCare | Out of Network | Out of Network |
| Healthy Michigan Medicaid | In Network | In Network |
| Mclaren Medicaid | In Network | In Network |
| Medicaid ESO | In Network *ECC only | Out of Network |
| Medicaid MI Child | In Network | In Network |
| Medicaid out of state | Out of Network | Out of Network |
| Meridian Medicaid | In Network | In Network |
| Molina Medicaid | In Network | In Network |
| Priority Health Medicaid | In Network | In Network |
| Straight Medicaid | In Network | In Network |
| United HealthCare Medicaid | Out of Network | Out of Network |
| Upper Peninsula Health Medicaid | Out of Network | Out of Network |
| BLUE CROSS PLANS | ||
| Blue Care Network | In Network | In Network |
| Blue Cross Anthem | In Network | |
| Blue Cross Blue Shield Traditional | In Network | In Network |
| Blue Cross Blue Shield Trust | In Network | In Network |
| Blue Cross Federal | In Network | In Network |
| Blue Cross Smart Health | Out of Network | Out of Network |
| COMMERCIAL PLANS | ||
| AARP | In Network | In Network |
| Aetna | In Network | In Network |
| AmBetter | Out of Network | Out of Network |
| ASR | In Network | In Network |
| Cigna* *Only if the card has Priority Health Logo |
In Network | In Network |
| Employee Benefit Logistics | Out of Network | Out of Network |
| Golden Rule | Out of Network | Out of Network |
| HAP | In Network | In Network |
| Humana | In Network | In Network |
| Mclaren Advantage | In Network | In Network |
| Meridian* *Participation expired 12/31/2023 |
Out of Network | Out of Network |
| Meritain | *Plan Specific | *Plan Specific |
| MyPriority | Out of Network | Out of Network |
| Priority Health | In Network | In Network |
| TriCare | In Network | In Network |
| UMR | Out of Network | Out of Network |
| United HealthCare | Out of Network | Out of Network |
| University of Michigan Health Plan *Carrier ceased operations effective 1/1/26 |
Out of Network | Out of Network |
| VA Optum | In Network | In Network |
| ACCEPTED NETWORKS | ||
| First Health Network | In Network | In Network |
| MultiPlan | In Network | In Network |
| Check with your insurance provider to make sure your benefit plan includes Covenant HealthCare, or call us at 989-399-3125 or 888-890-8019. We can help answer questions about insurance. | ||
| Out-of-network is a health insurance term that refers to healthcare providers not contracted with the insurer to provide health services at a negotiated rate. Therefore, a patient who sees an out-of-network provider can expect to pay much more than if they were to see an in-network provider. | ||
| There is a difference between participating with an insurance and accepting an insurance. Participation means that the physician/facility is enrolled with the plan and is in the payor’s network as a participating provider. As a result, patients receive the highest level of benefits available by choosing a network physician. On the other hand, any insurance can be accepted and billed on behalf of the patient. If we accept and bill for insurance for a plan that we do not participate with, the patient will be considered out of network and may be subject to higher co-pays and/or deductibles. | ||
| To search for Covenant Medical Group providers, you may use our Find a Physician online search or call Covenant Care Connect at 989.583.3135 to connect with a care navigator for assistance finding a provider. | ||